Procrastination Method #16

Matt and I are really fortunate to have GREAT insurance. We have had insurance for 2 and a half years now. So far we have had to file two claims. The kitchen flood which pretty much destroyed our entire house (since we live in a studio) and the Matrix. Most people are kind of annoyed when paying their insurance because they never know if they will use it. Procrastination Method #16 calculating how many monthly payments it will take for us to pay back our insurance company for the amount of claims we have had in just 2 and a half years. If my numbers are correct it will take 18 years and 8 months. Remind me of this if I ever complain!